Statement of Condition

March 31, 2025

TOTAL ASSETS $ 534,621
ASSETS PANHANDLE FIRST BANK (in thousands)
Cash and Deposits Due from Banks $ 19,840
Securities $ 112,664
Fed Funds Sold $ 0
Net Loans $ 371,672
Premises and Fixed Assets $ 4,786
Other Real Estate Owned $ 1,001
Intangible Assets
$ 13,378
Other Assets $ 11,280


TOTAL LIABILITIES $ 456,800
LIABILITIES PANHANDLE FIRST BANK (in thousands)
Deposits $ 435,513
Securities sold under agreement to repurchase $ 18,298
Other Liabilities $ 2,989


TOTAL CAPITAL $ 77,821
CAPITAL PANHANDLE FIRST BANK (in thousands)
Common Stock $ 1,000
Surplus $ 40,286
Retained Earnings $ 42,404
Accumulated Other Comprehensive Income $ (5,869)



PANHANDLE FIRST BANK (in thousands)
TOTAL LIABILITIES AND CAPITAL $ 534,621
VOTING MEMBERS
  • Bill Pittman – Chairman of the Board
  • Steve Baggerly - Vice Chairman
  • Ginger Pittman
  • Sally Hawkins
  • Bill Jack Pittman
  • Randy Hinds
  • Steve Holton
  • Dustin Wing
ADVISORY MEMBERS
  • Bret Burgin
  • Tindle Ramon
  • Chris Johnson
  • Paul Montgomery
  • Buster Davis
  • Nate Steger
  • Heather Shannon
  • Sharen Wilson
  • Lisa Phillips
  • Bill Pittman - Chairman
  • Sally Hawkins - CEO & President
  • Ginger Pittman – Executive Vice President & Chief Lending Officer
  • Paul Montgomery - Executive Vice President & Chief Operations Officer
  • Bret Burgin - Executive Vice President & Spearman Branch President
  • Chris Johnson - Executive Vice President & Dumas Branch President
  • Tindle Ramon - Executive Vice President & Chief Technology Officer
  • Buster Davis - Senior Vice President & Senior Loan Officer
  • Heather Shannon - Senior Vice President & Chief Financial Officer
  • Lisa Phillips - Senior Vice President & Chief Credit Officer
  • Sharen Wilson - Senior Vice President & Chief Risk Officer
  • Nate Steger – Senior Vice President and Chief Strategy Officer
DUMAS
  • Chris Johnson - Executive Vice President & Dumas Branch President
  • Cesar Conde - Vice President & Dumas Branch Manager
  • Maria Sibley - Vice President
  • Brenda Rivera - Assistant Vice President
  • Lynette Brown - Personal Banking Officer
GUYMON
  • Sally Hawkins - CEO & President
  • Paul Montgomery - Executive Vice President & Chief Operations Officer
  • Lisa Phillips - Senior Vice President & Chief Credit Officer
  • Sharen Wilson - Senior Vice President & Chief Risk Officer
  • Colter Headrick - Vice President & Guymon Branch President
  • Sean Livengood - Guymon Branch Manager & Lender
  • Kim Fajen - Vice President & Controller
  • Kristine Scott - Vice President & BSA/Compliance
  • Brooke McCune - Assistant Vice President, Executive Reporting & Support
  • Diana Quintero - Assistant Vice President & Loan Officer
  • Trey Fankhouser - Assistant Vice President & Loan Officer
  • Edward McIntyre - Assistant Vice President & Loan Officer
  • Damien Cruz - Assistant Vice President & Operations Manager
PERRYTON
  • Mireya Cruz – Assistant Vice President & Perryton Branch Manager
SPEARMAN
  • Bill Pittman - Chairman of the Board
  • Ginger Pittman – Executive Vice President & Chief Lending Officer
  • Bret Burgin - Executive Vice President & Spearman Branch President
  • Tindle Ramon - Executive Vice President & Chief Technology Officer
  • Buster Davis - Senior Vice President & Senior Loan Officer
  • Nate Steger – Senior Vice President & Chief Strategy Officer
  • Heather Shannon - Senior Vice President & Chief Financial Officer
  • Teague Winger - Vice President & Spearman Branch Manager
  • Hector Diaz - Vice President & Spearman Branch Manager
  • Liz Cazares - Vice President & Compliance Officer
  • Lesa Moffett - Assistant Vice President & Lender
  • David Puebla - Assistant Vice President
  • Ashly Sandlin - Assistant Vice President & Credit Analyst
  • Jeff Jines - Network Administration Officer