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Home Purchase/Refinance

Make your dream of homeownership come true. We specialize in affordable home loans for people in our area.

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Variety of financing programs available:
    • Fixed-rate mortgages
    • Adjustable rate mortgages (ARMs)
    • Construction Loans
  •  Helpful loan advisors with working knowledge of the real estate market
  • Free pre-approval for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
We'll need the following information:
  • Completed application
  • One month of pay stubs from all applicants
  • Two months of bank statements from all applicants
  • Last two years of tax returns from all applicants
  • Two years of W-2 forms from all applicants

  • Competitive rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed